Offshore Protection

Florida law provides creditor protections for certain retirement accounts, but the rules have conditions and exceptions. This overview focuses on Florida Statutes section 222.21 and should not be treated as a guarantee that every IRA or every distribution is protected in every situation. Florida’s statutory rule Section 222.21 generally exempts qualifying retirement funds and accounts…

Florida homestead can provide very strong protection, but acreage, ownership, creditor exceptions, and bankruptcy rules still matter.

Review trust terms, occupancy, ownership, tax treatment, and family rights before transferring a Florida homestead into a trust.

What the 2010 Olmstead case teaches about LLC planning, how current Florida law differs, and why layered protection still needs careful review.